Abstract:
A cross-sectional household survey of medical care cost and
health seeking behaviour in a rural community was conducted in
Kirinyaga District, Central Province , Kenya from December 1990
to January 1991.
Thirteen hundred and seventy (1370) households were surveyed
in order to assess morbidity, utilization of health facilities
for outpatient medical care, maternity and mother child health
services, and expenditure on medical care including maternity.
Socio-economic (education, household income, household size etc. )
factors and epidemiolog ical factors (morbidity distri but ion) were
also examined in relation to utilization of health care
facili ties. Opinion regarding heal th prepayment schemes and cost-
sharing was also sought.
From the study, 605 (44.2) households reported an illness
episode that afflicted a member of the household within a recall
period of two weeks. This was extrapolated thus each person
experienced 2.2 illness episodes per year. The commonest diseases
that were reported (as perce i ved by the respondents) were
malaria(28.3%), respiratory diseases (27.6%), gastro-intestinal
diseases (18.7%), accidents (burns and traumatic injuries)
(5.0%), skin diseases (3.3%), all other diseases (14.0 %) and
headache(2.5 %) as a symptomatic illness.
Health care facility utilization information revealed that
60% of the households had obtained outpatient services from
public health facilities and 40% from non-governmental facilities
(private and missionary health facilities). The public health
facilities had provided maternity care to 55 % of the households
xxi
of which 45 % was provided by the district hospital. The non-
governmental provided maternity care to 20 % of the population
and 25 % of deliveries took place at home. 89 % of the
households obtain MCH care from government health facilities.
Socio-economic
and epidemiological
factors
influenced
utilization of health facilities. These includes economic status
(particularly household income), type of disease and duration of
illness.
The proportion of households that had incurred some out-of
pocket expenditure on medical care was mainly on maternity
services 74.6 %, outpatient care 41.0 % and self-medication 24.6
%. They were found to have spent a mean of Ksh.8.90 (S.D. 7.1)
on self administered medicines obtained from the local shops,
Ksh. 78.20 (S.D.72.0), on prescriptions bought from the chemist
and Ksh. 43.70 (S.D.38.0) on routine laboratory investigations.
The households that paid money for butpatient treatment in both
public and fee-for services facilities, incurred a mean of
Ksh.62.70 (S.D 72.50). Mean maternity cost was Ksh.199.50
S.D.297.70 and this was mainly in form of fees. Annual estimate
of medical expenditure by households was as follows:
Self-medications Ksh. 231.40 (S.D.187)
Prescriptions
Laboratory
Outpatient
Maternity
Ks h . 2033 (S.D. 1872)
Ks h . 1630.20 (S.D. 1885)
Ksh. 1136.20 (S.D. 988)
Ksh. 197.20
Expenditure on maternity services was highly skewed.
Income from regular household economic activities was found
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to have a significant influence on the choice of the place of
delivery of children (Chi-squared = 45.92589 D.F.8,P-value 0.0000
< 0.05). Expenditure on outpatient services was not influenced
by salary or wage income. However there was a significant
spending across the different income groups, that higher income
categories spent more money for outpatient than those in lower
income.
(Chi-squared = 17.15229 D.F 8 P-value 0.0286 < 0.05).
Only about 11.0 % of the households were enroled into a
medical insurance scheme and these were mainly enroled with the
compulsory National Health Insurance Fund (N.H.I.F.).
There was an overwhelming posi ti ve response
76.0 %)
towards the health pre-payment scheme discussed with the
respondent ( s ). Most household respondents did not favour the idea
of cost-sharing (user- fees) in government health fac il it ies. They
expressed various reasons for not favouring cost-sharing. Among
the prominent reasons was that the government should provide free
health services (47.0 %), that people are paying taxes (19.1 %)
and that drugs are always in short supply in these facilities
(26.7 %). However on enquiry into what are the necessary
conditions to be fulfilled for cost-sharing to be appropriate,
it was observed that adequate drug supply was very crucial.
The study recommended that a Rural Heal th Insurance Fund can
form the backbone for a viable long-term financing of the
increasingly expensive health care to the rural community and
thus supplement the government's effort in the improvement of
public health services.